Lending Disclosure: We are not a direct lender. We are a matching service that connects borrowers with third-party lenders. We do not make credit decisions, issue loans, or determine loan rates and terms.
APR Disclosure: APR varies by lender and state. In Texas, payday loans operate under the Credit Access Business model, meaning APRs often range from 200% to over 400% depending on fees and loan duration.
Credit Check Notice: Submitting a form does not guarantee approval. Lenders in our network may perform credit checks through alternative providers or major credit bureaus to determine creditworthiness and verify your identity.
State Information: Under El Paso Ordinance No. 12-1078, payday loans are limited to 20% of your gross monthly income. Loans cannot be repaid in more than four installments, and each rollover must reduce the principal balance by at least 25%.
State Regulations: In addition to Texas state regulations, El Paso city ordinance limits rollovers to three times, requiring a 25% principal reduction with each installment.